Best Points Credit Cards

Rewards Credit Cards that earn points for all your purchases can be used to redeem for a variety of rewards, such as merchandise, gift cards, and cash. These rewards credit cards can be very beneficial for the cardholder. These programs offer some extraordinary rewards and there is a very low risk of not being able to redeem the points earned, when you have such a variety of items to choose from.

Fidelity Investments Rewards Visa Signature® Card with WorldPoints® Rewards

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  • Earn one point for every dollar in net retail purchases.
  • Choose to redeem your WorldPoints® rewards as Investment Dollars, which can be directly added into your eligible Fidelity Account.
  • No Annual Fee.
  • Use your card at least once every six months to ensure your Reward Credits will not expire.
  • Redeem your Reward Credits for exciting rewards such as show tickets, gourmet meals, exclusive vacations, and more.
  • Card issued by FIA Card Services, N.A. (USA)
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Introrate (purchases)
0.00%(12 Months)*
APR (purchases, fixed*)
14.99% *
Annual fee
$0.00 *

MERRILL+® Visa® Credit Card

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  • Introductory 1.9% APR on Balance Transfers and Cash Advance Checks for the First 12 Billing Cycles.
  • No Annual Fee.
  • Outstanding Rewards.
  • Great Perks and Upgrades.
  • Credit Line May Be as High as $250,000.
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Introrate (purchases)
1.90%(12 Months)*
APR (purchases, fixed*)
9.99% *
Annual fee
$0.00 *

American Express® Premier Rewards Gold Card

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  • Membership Rewards(R) bonus: 15K points, redeemable for select gift cards valued at $150, when you spend $1,000 in your first three months of card membership.
  • Membership Rewards(R) points multiply fast! Earn 3X points on airfare, 2X points on gas and groceries, 1X points on everything else.
  • Exclusive access to Gold Card Destinations and events- Enjoy special travel packages and amenities at hotels worldwide, as well as select concerts, shows, major sporting events.
  • Introductory annual fee of $0 for the first year, then $175.
  • Get approved in 60-seconds.
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Introrate (purchases)
N/A *
APR (purchases)
None *
Annual fee
See Terms *

Iberiabank Visa® Platinum Card

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  • No annual membership fee.
  • Low variable rate of 9.25%, 12.25%, or 15.25% based on the creditworthiness. This APR will vary with the market based on the Prime Rate.
  • Introductory APR on balance transfers of 1.99% for your first 6 billing cycles. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.
  • Earn 1 bonus point for every $1 in qualifying net retail purchases, can redeem for merchandise with as little as 700 points.
  • Turn your points into hotel, gift, or experience rewards.
  • Product Enhancements include: Auto Rental Collision Damage Waiver, Roadside Dispatch and Travel Emergency Services.
  • Online access to credit card account information.
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Introrate (purchases)
1.99%()*
APR (purchases, variable*)
 See application for details * 
Annual fee
$0.00 *

American Express® Gold Card

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  • Earn 10K Membership Rewards(R) points, redeemable for select gift cards valued at $100, when you spend $1,000 in your first 3 months of Card membership.
  • Exclusive access to Gold Card Events- select concerts, shows, major sporting events, and more.
  • Purchase Protection covers loss, theft, and damage of eligible items within 90 days of purchase.
  • Redeem Membership Rewards(R) points for an exclusive array of travel, shopping, dining and entertainment rewards.
  • Get approved in 60-seconds.
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Introrate (purchases)
N/A *
APR (purchases)
None *
Annual fee
$125.00 *

The Platinum Card® from American Express

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  • 25,000 Membership Rewards(R) points when you spend $1,000 during your first three months of Card membership.
  • Global Travel benefits: Priority Pass select airport club access, No Foreign Transaction Fees, Global Entry expedited U.S. immigration pass.
  • Up to $200 in Airline Fee Credits annually to cover incidental charges on your airline of choice, including checked - baggage fee.
  • 24/7 Platinum Card(R) Concierge service for assistance with reservations, travel, gifts, and more.
  • Fine hotels & Resorts Program: exclusive upgrades and amenities at over 700 boutique, resort, and luxury hotels worldwide.
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Introrate (purchases)
N/A *
APR (purchases)
None *
Annual fee
$450.00 *
* Please see the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the terms and conditions on the credit card issuer´s official website.