Limited or No Credit History

Limited or No Credit Credit Cards are for people with no credit history or for people looking for the first unsecured credit card. Apply online for one of these credit cards designed for consumers wanting to establish their credit. These cards all report to major credit card bureaus.

Capital One® Standard Platinum

Card for people with Average / Limited History Credit.
0% Intro APR on Purchases until December 2008.
Variable APR, currently 19.8%
No Annual Fee.
Exclusive savings: up to 40% off featured deals and 10% on everything else at the Capital One Saving Zone on Yahoo! Shopping.
Platinum Benefits including extended warranties, travel accident insurance and 24 hour roadside assistance.

Introrate

0.00%(6 Months)

APR (purchases)

19.80%(variable)

Annual fee

$0.00

Capital One® Platinum Max(SM)

16.9% fixed on purchases for 3 years.
No Balance Transfer fees.
$19 Annual Fee.
Card for people with Average Credit.
Fixed rate won't increase for 3 years - no matter what.
$0 Fraud Liability for unauthorized use if your card is lost or stolen.
Exclusive savings: up to 40% on featured deals and 10% on everything else at the Capital One Saving Zone on Yahoo! Shopping.

Introrate

None

APR (purchases)

16.90%(fixed)

Annual fee

$19.00

Capital One® Classic Platinum

0% Intro APR on Purchases until December 2008.
Variable APR, currently 14.65%
No Balance Transfer Fees.
Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One Saving Zone on Yahoo! Shopping.
Platinum Benefits including extended warranties, travel accident insurance and 24 hour roadside assistance.
Card for people with Average Credit.

Introrate

0.00%(6 Months)

APR (purchases)

14.65%(variable)

Annual fee

$19.00

Capital One® No Hassle Cash(SM) Rewards - Limited Credit History

25% Annual Bonus on the cash you earn.
1% cash back on every purchase.
0% Intro APR on Purchases until December 2008.
Variable APR, currently 16.65%
No limit on cash back and rewards won't expire for the life of your account.
Redeem cash whenever you like.
Card for people with Average Credit.

Introrate

0.00%(6 Months)

APR (purchases)

16.65%(variable)

Annual fee

$29.00

Capital One® No Hassle Points(SM) Rewards - Limited Credit History

5 points per dollar spent at gas stations, major grocery and drug stores.
1 point per purchase everywhere else.
0% Intro APR on Purchases until December 2008.
Variable APR, currently 16.65%
No limit on points earned and they don't expire for the life of your account.
Card for people with Average Credit.

Introrate

0.00%(6 Months)

APR (purchases)

16.65%(variable)

Annual fee

$29.00

* Please see the credit card application for details about terms and conditions of each credit card. When you apply for a credit card you can review the terms and conditions on the credit card issuer's official web site.