No Balance Transfer Fee Credit Cards

Balance Transfer Credit Cards are very popular, because they can help people consolidate their credit card debt onto one credit card. You have the opportunity to reduce your credit card balance in the following 12 months, since many of the cards offer a low or 0% introductory APR for this time frame and your entire payment each month is being applied to the principle, which results in significant savings.
A balance transfer request is usually associated with a standard transaction fee of 3% and even though you are still getting a good deal, you can maximize your savings by applying for a credit card with no balance transfer fee. Keep in mind that the introductory offer will expire at one point and it is important to get a card that offers a rate equal or lower than your current card after the introductory period unless you expect to have paid off the entire balance within this period. Use this list to compare no balance transfer fee credit cards and find the best offer.

Starwood Preferred Guest(R) Credit Card from American Express

Credit Card
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  • Earn up to 25,000 Starpoints (R) - enough for up to 6 free nights at a category 1 or 2 hotel.
  • Use Starpoints(R) for free nights and upgrades at participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates.
  • No annual fee for the first year and $45 thereafter.
  • Transfer Starpoints(R) - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines.
  • Earn one Starpoint(R) for every dollar you spend and double Starpoints(R) at participating Starwood properties and retail partners.
  • Express Approval. Get a decision in less than 60 seconds.
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Introrate (purchases)
See Terms *
APR (purchases)
15.24%(variable)*
Annual fee
$0.00 *

IberiaBank Visa ® Select Card

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  • Introductory Rate of 0.00% for 12 months from date opened, on Purchases. (If there is an interest charge, the charge will be no less then $1.00). This rate will not change during the introductory period.
  • Low Introductory APR on Balance Transfers of 1.99% for the first 12 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
  • Low Ongoing Variable Rate APR after introductory period of 7.50% (Prime + 4.25%). This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less then $1.00).
  • Online access to credit card account information.
More Info
Introrate (purchases)
0.00%(12 Months)*
APR (purchases)
7.50%(variable)*
Annual fee
$35.00 *

Platinum Delta SkyMiles(R) Credit Card from American Express

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  • Earn 20,000 bonus SkyMiles(R) (including 5,000 Medallion Qualification Miles) after first purchase and another 2,500 for adding an Additional Cardmember.
  • Earn one companion Coach Class ticket each year upon renewal.
  • Earn at least 1 mile for every eligible dollar spent.
  • Miles never expire and there is no cap on the miles you can earn.
  • Pay with Miles: Pay for all or part of your flight with miles - and put the rest on your Card.
  • Express Approval. Get a decision in less than 60 seconds.
More Info
Introrate (purchases)
See Terms *
APR (purchases)
14.50%(variable)*
Annual fee
$150.00per year*
* Please see the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the terms and conditions on the credit card issuer´s official website.