IberiaBank Credit Cards

IberiaBank is the second largest bank headquartered in Louisiana and has been in business for over 120 years. IberiaBank offers several credit cards with great features and you can also count on getting unparalleled customer service. The regular interest rates are very competitive, but even better in combination with the 0% introductory APR on balance transfers with no transaction fee. This makes an IberiaBank credit card well suited as a tool that can help you reduce credit card debt, due to the savings you can accumulate with this offer. You can earn cash back on every purchase, for which there is no limit on the amount you can earn and no expiration date for accounts in good standing.

IberiaBank Visa ® Select Card

Introductory Rate of 0.00% for 12 months from date opened, on Purchases. (If there is an interest charge, the charge will be no less then $1.00). This rate will not change during the introductory period.
Low Introductory APR on Balance Transfers of 1.99% for the first 12 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Low Ongoing Variable Rate APR after introductory period of 7.50% (Prime + 4.25%). This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less then $1.00).
Online access to credit card account information.

Introrate (purchases)

0.00%(12 Months)*

APR (purchases)

7.50%(variable)*

Annual fee

$35.00 *

IberiaBank Visa® Classic Card

No annual membership fee.
Low variable rate of 7.25%, 10.25%, or 13.25% (Prime + 4.00%, Prime + 7.00%, or Prime + 10.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Online access to credit card account information.

Introrate (purchases)

N/A *

APR (purchases)

See application for details *

Annual fee

$0.00 *

IberiaBank Visa® Gold Card

No annual membership fee.
Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Earn 1% in cash back credit on all qualifying purchases.
No limit on cash back; no expiration date on eligibility for accounts in good standing.
Travel accident coverage up to $500,000.
Online access to credit card account information.

Introrate (purchases)

N/A *

APR (purchases)

See application for details *

Annual fee

$0.00 *

IberiaBank Visa® Platinum Card

No annual membership fee.
Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
Low Introductory ARP on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Earn 1 bonus point for every $1 in qualifying net retail purchases.
Turn your points into hotel, gift, or experience rewards.
Travel accident coverage up to $1,000,000.
Online access to credit card account information.

Introrate (purchases)

N/A *

APR (purchases)

See application for details *

Annual fee

$0.00 *

* Please see the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the terms and conditions on the credit card issuer´s official website.