HSBC Credit Cards

Credit cards for people with no credit or bad credit are available from HSBC. When you go through the application process you will find that the offer depends on your credit history. The APR can be as low as 14.90% which is about the same as what people are offered from other issuers even if they have good credit. You are guaranteed to get the ability to build credit if you choose a secured card. HSBC just requires that you deposit an amount equal to your credit line into a HSBC account. Every credit card offer from HSBC will be reported to all 3 major credit bureaus every month.

Orchard Bank Classic MasterCards

An excellent credit card for help rebuilding credit reports to 3 major credit bureaus monthly!
Acceptance at millions of locations worldwide, including website purchases and reservations.
Your account information is updated and at your fingertips 24/7 so you can manage it your way.
Email and text messages are available to remind you of your upcoming payment due date.
Knowledgeable customer service representatives to assist you with questions or concerns.

Introrate (purchases)

N/A *

APR (purchases, variable*)

7.90% - 19.90% *

Annual fee

See Terms *

Orchard Bank Visa Cards

Reports to 3 major credit bureaus monthly providing you the opportunity to rebuild your credit.
Acceptance at millions of locations worldwide, including website purchases and reservations.
Your account information is updated and at your fingertips 24/7 so you can manage it your way.
Email and text messages to remind you of your upcoming payment due date with online enrollment.
Knowledgeable customer service representatives to assist you with questions or concerns.

Introrate (purchases)

N/A *

APR (purchases, variable*)

14.99% - 24.99% *

Annual fee

See Terms *

* Please see the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the terms and conditions on the credit card issuer´s official website.