Credit Cards for People with Good Credit

Your credit rating is an important factor for the card issuer when you apply for a credit card. You can find out how good your credit rating is by obtaining a credit report. People with a good credit history can choose from a wide selection of cards. This means you can take advantage of some of the best offers from card issuers, such as low interest credit cards and rewards cards with no annual fees.

PenFed Premium Travel Rewards American Express® Card

Credit Card
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  • 5 Points for Every $1 Spent on Airfare!
  • 3 Points on Hotels and Dining (through December 31, 2010)
  • No Balance Transfer Fees – Good till April 30, 2010.
  • Automatic enrollment in PenFed Premium Rewards Program.
  • Access to 600+ Luxury VIP Global Airport Lounge Access with $15,000 Annual Spend.
  • 24/7 Premium Concierge Service.
  • Exclusive Travel Upgrades and Offers.
  • Redeem on any Airline; no black-out dates or restrictions.
  • Spend $650 in the First Three Months and Receive 20,000 bonus points.
  • No Foreign Transaction Fees!
  • You must be a Pentagon Federal Credit Union member to apply. Not a member? It’s easy to join. You must be a United States Government employee, member of the United States Military and Uniformed Services, employee or volunteer of the American Red Cross, member of the National Military Family Association, or a family member/housemate of a current PenFed member.
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Introrate (purchases)
N/A *
APR (purchases)
13.24%(variable)*
Annual fee
$50.00 *

TrueEarnings(R) Business Card from Costco and American Express

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  • Who is this card for? This card is ideally suited for businesses that:
  • Are established, cash flow positive and have an excellent credit history.
  • Have revenue in the 6 to 7-figure range that want more flexibility to manage cash flow, purchase materials and handle other business expenses.
  • Straight cash back-4% for annual gasoline purchases of up to $6,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco.
  • 0% introductory APR on purchases for the first 6 months.
  • No annual fee with your paid Costco Membership.
  • Flexible payments-pay in full or over time.
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Introrate (purchases)
See Terms *
APR (purchases)
15.24%(variable)*
Annual fee
$0.00 *

TrueEarnings(R) Card from Costco and American Express

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  • Earn cash back on gas and a $25 statement credit with your first purchase made with the Card.
  • Earn cash back virtually everywhere you go - 3% for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco.
  • No Annual Fee with your paid Costco Membership.
  • The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card.
  • No Limit on the Cash Back earned.
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Introrate (purchases)
See Terms *
APR (purchases)
15.24%(variable)*
Annual fee
$0.00 *

Fidelity Investments Rewards Visa Signature® Card with WorldPoints® Rewards

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  • Earn one point for every dollar in net retail purchases.
  • Choose to redeem your WorldPoints® rewards as Investment Dollars, which can be directly added into your eligible Fidelity Account.
  • No Annual Fee.
  • Use your card at least once every six months to ensure your Reward Credits will not expire.
  • Redeem your Reward Credits for exciting rewards such as show tickets, gourmet meals, exclusive vacations, and more.
  • Card issued by FIA Card Services, N.A. (USA)
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Introrate (purchases)
0.00%(12 Months)*
APR (purchases)
14.99%(fixed)*
Annual fee
$0.00 *

PenFed VISA Platinum Gas / Cash Rewards Card

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  • 13.99% APR – Lower than most rewards cards!
  • Earn 2.00% Cash Back on Supermarket Purchases*
  • Earn 5.00% Cash Back from Gas Purchases Paid at the Pump*
  • Earn 1.00% Cash Back from All Purchases** You Make with the Card During Each Billing Cycle.
  • No Balance Transfer Fees – Good till April 30, 2010.
  • Up to $50,000 Limit.
  • No Annual Fee.
  • Cash Rewards Credited Each Month.
  • No Special Restrictions to Earn Your Cash Rewards.
  • Limited Time Only – Low Balance Transfer Rates†
  • You must be a Pentagon Federal Credit Union member to apply. Not a member? It’s easy to join. You must be a United States Government employee, member of the United States Military and Uniformed Services, employee or volunteer of the American Red Cross, member of the National Military Family Association, or a family member/housemate of a current PenFed member.
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Introrate (purchases)
N/A *
APR (purchases)
13.99%(variable)*
Annual fee
$0.00 *

MERRILL+® Visa® Credit Card

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  • Introductory 1.9% APR on Balance Transfers and Cash Advance Checks for the First 12 Billing Cycles.
  • No Annual Fee.
  • Outstanding Rewards.
  • Great Perks and Upgrades.
  • Credit Line May Be as High as $250,000.
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Introrate (purchases)
1.90%(12 Months)*
APR (purchases)
9.99%(fixed)*
Annual fee
$0.00 *

Platinum Delta SkyMiles(R) Credit Card from American Express

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  • Earn 20,000 bonus SkyMiles(R) (including 5,000 Medallion Qualification Miles) after first purchase and another 2,500 for adding an Additional Cardmember.
  • Earn one companion Coach Class ticket each year upon renewal.
  • Earn at least 1 mile for every eligible dollar spent.
  • Miles never expire and there is no cap on the miles you can earn.
  • Pay with Miles: Pay for all or part of your flight with miles - and put the rest on your Card.
  • Express Approval. Get a decision in less than 60 seconds.
More Info
Introrate (purchases)
See Terms *
APR (purchases)
14.50%(variable)*
Annual fee
$150.00per year*

Total Merrill(SM) Cash Back Visa® Credit Card

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  • 1% Cash Back on Virtually All Purchases.
  • No Annual Fee.
  • Low 9.99% APR for Retail Purchases.
  • Credit Line may be as high as $250,000.
  • Cash Back Rewards Can be Deposited Directly into Your Merrill Lynch Account.
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Introrate (purchases)
1.90%(12 Months)*
APR (purchases)
9.99%(fixed)*
Annual fee
$0.00 *

American Express(R) Gold Card

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  • Earn 10,000 Membership Rewards(R) bonus points when you spend $500 in your first 3 months of Card membership - redeemable for select gift cards valued at $100!
  • The Membership Rewards program - Turn your everyday purchases into Membership Rewards points, and then redeem them for an amazing collection of travel, shopping, dining and entertainment rewards.
  • Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
  • Express Approval. Get a decision in 60 seconds.
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Introrate (purchases)
N/A *
APR (purchases)
None *
Annual fee
$125.00 *

Gold Delta SkyMiles(R)Business Credit Card from American Express OPEN

Credit Card
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  • Who is this card for? This card is ideally suited for businesses that:
  • Are established, cash flow positive and have an excellent credit history.
  • Have revenue in the 6 to 7-figure range that want more flexibility to manage cash flow, purchase materials and handle other business expenses.
  • Save a total of $250 off Delta flights.
  • Earn 20,000 miles upon your first purchase on the Card.
  • Sign up for two Additional Cards and earn 5,000 bonus miles.
  • Use miles to pay for any Delta seat, anytime - no black out dates and no seat restrictions.
  • 25,000 miles may also be redeemed for a domestic economy award ticket.
  • No annual fee for the first year - a savings of up to $95.
  • No annual fee for Additional Cards.
  • Annual $99 Companion Certificate.
More Info
Introrate (purchases)
See Terms *
APR (purchases)
14.50%(variable)*
Annual fee
$0.00 *
* Please see the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the terms and conditions on the credit card issuer´s official website.