Credit Cards for People with Excellent Credit

You can only achieve excellent credit over time by always making sure to pay your credit card bills on time. Your credit score is based on your credit report and calculated into a three digit number ranging from 300-850. A score above 750 would indicate an excellent credit rating. This is an opportunity to apply for the best credit card deals available. You can search for the most attractive balance transfer offers and the best credit card rewards. A credit report without issues also means you could receive an instant decision on your credit card application, since most credit card providers have automated the process for these applications.

IberiaBank Visa® Platinum Card

No annual membership fee.
Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
Low Introductory ARP on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Earn 1 bonus point for every $1 in qualifying net retail purchases.
Turn your points into hotel, gift, or experience rewards.
Travel accident coverage up to $1,000,000.
Online access to credit card account information.

Introrate (purchases)

N/A *

APR (purchases)

See application for details *

Annual fee

$0.00 *

Blue Cash(R) from American Express

When you shop with Blue Cash, you can earn up to 5% cash back on every eligible purchase.
No Annual Fee.
0% Intro APR for 6 months on purchases.
Express Approval. Get a decision in less than 60 seconds.

Introrate (purchases)

See Terms *

APR (purchases)

17.24% - 21.24% *

Annual fee

$0.00 *

Blue Sky from American Express(R)

0% Intro APR for 6 months on purchases.
Earn 1 point for every dollar you spend.
Points good on any airline, hotel, car rental and more.
No blackout dates or travel restrictions.
Express Approval. Get a decision in less than 60 seconds.

Introrate (purchases)

See Terms *

APR (purchases)

17.24% - 21.24% *

Annual fee

$0.00 *

Discover® MotivaCard

Cash rewards for your good credit management.
Each time you make 6 on-time payments in a row, you'll get a Pay-On-Time Bonus equal to a full month's interest added to your Cashback Bonus account.
5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall.
Up to 1% unlimited Cashback Bonus on all other purchases.
3.99% intro APR on balance transfers for a full 15 months, then the Regular APR.
3.99% intro APR on purchases for a full 12 months, then the Regular APR.

Introrate (purchases)

3.99%(12 Months)*

APR (purchases)

11.99% - 20.99% *

Annual fee

$0.00 *

Discover® More Card- Black

0% intro APR on balance transfers for a full 12 months, then the Regular APR.
0% intro APR on purchases for a full 9 months, then the Regular APR.
5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more.
Up to 1% unlimited Cashback Bonus on all other purchases.
No Annual Fee.

Introrate (purchases)

0.00%(9 Months)*

APR (purchases)

11.99% - 20.99% *

Annual fee

$0.00 *

The Platinum Card(R) from American Express

Earn 25,000 Membership Rewards(R) bonus points when you spend $1,000 in your first 3 months of Card membership - redeemable for one domestic round-trip Coach-Class airline ticket!
Airport Club Access: Access airport lounges around the world, compliments of Airport Club Access Program.
24-Hour Concierge Service: From buying gifts to making reservations, the Platinum Card(R) Concierge is at your service so you can spend your energy doing what you want.
FINE HOTELS & RESORTS: Receive special amenities and comforts when staying at more than 600 boutique, resort and luxury hotels around the world.

Introrate (purchases)

N/A *

APR (purchases)

None *

Annual fee

$450.00 *

* Please see the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the terms and conditions on the credit card issuer´s official website.