Credit Cards for People with Excellent Credit

You can only achieve excellent credit over time by always making sure to pay your credit card bills on time. Your credit score is based on your credit report and calculated into a three digit number ranging from 300-850. A score above 750 would indicate an excellent credit rating. This is an opportunity to apply for the best credit card deals available. You can search for the most attractive balance transfer offers and the best credit card rewards. A credit report without issues also means you could receive an instant decision on your credit card application, since most credit card providers have automated the process for these applications.

Iberiabank Visa® Classic Card

No annual membership fee.
Low variable rate of 7.25%, 10.25%, or 13.25% based on the creditworthiness. This APR will vary with the market based on the Prime Rate.
Low Introductory APR on Balance Transfers of 1.99% for 6 billing cycles. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.
Online access to credit card account information.

Introrate (purchases)

6 Months *

APR (purchases, variable*)

See application for details *

Annual fee

$0.00 *

Iberiabank Visa® Gold Card

No annual membership fee.
Low variable rate of 9.25%, 12.25%, or 15.25% based on the creditworthiness. This APR will vary with the market based on the Prime Rate.
Introductory APR on Balance Transfers of 1.99% for your first 6 billing cycles. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.
Earn 1% in cash back credit on all qualifying purchases.
No limit on cash back; no expiration date on eligibility for accounts in good standing.
Travel accident coverage up to $500,000.
Online access to credit card account information.

Introrate (purchases)

6 Months *

APR (purchases, variable*)

See application for details *

Annual fee

$0.00 *

Iberiabank Visa® Platinum Card

No annual membership fee.
Low variable rate of 9.25%, 12.25%, or 15.25% based on the creditworthiness. This APR will vary with the market based on the Prime Rate.
Introductory APR on balance transfers of 1.99% for your first 6 billing cycles. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.
Earn 1 bonus point for every $1 in qualifying net retail purchases, can redeem for merchandise with as little as 700 points.
Turn your points into hotel, gift, or experience rewards.
Product Enhancements include: Auto Rental Collision Damage Waiver, Roadside Dispatch and Travel Emergency Services.
Online access to credit card account information.

Introrate (purchases)

1.99%()*

APR (purchases, variable*)

See application for details *

Annual fee

$0.00 *

Blue Sky from American Express(SM)

No annual fee.
Travel rewards with no blackout dates or travel restrictions. Redeem with any airline, any car rental, any hotel- anytime.
Pay your bill all at once, or over time. It's up to you.
Blue Savings Program(R): big deals on big brands, all the time.
Rated "Best Airline Credit Card" by Card Ratings Consumer's Choice Awards in 2010.
Get approved in 60-seconds.

Introrate (purchases)

0.00%(12 Months)*

APR (purchases, variable*)

17.24% - 22.24% *

Annual fee

$0.00 *

Discover® Motiva Card

Earn Cashback Bonus® for your good credit management.
0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%*
Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com.
Discover is ranked 1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
24/7 access to a U.S.-based Account Manager within 60 seconds.
$0 Fraud Liability plus automatic mobile and email fraud alert options.
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee.
*Click apply to view rates, fees, rewards, limitations and other important information.

Introrate (purchases)

0.00%(15 Months)*

APR (purchases, variable*)

10.99% - 20.99% *

Annual fee

$0.00 *

Ink Cash(SM) Business - $100 Bonus Cash Back

3% cash back on eligible fuel, home improvement, dining and office supply purchases, subject to monthly maximum*
$100 cash back after first purchase that's 10,000 bonus points*
Unlimited 1% cash back on all other eligible purchases*
No limit to the number of points you can earn.
Up to 10 points for $1 spent when you shop online through Chase Rewards Plus+(SM)
0% Introductory APR*
No annual fee*

Introrate (purchases & balance transfers)

0.00%(6 Months)*

APR (purchases, variable*)

13.24% - 19.24% *

Annual fee

$0.00 *

The Plum Card® from American Express OPEN

The Everything, Everywhere Trade Terms Card(SM) from American Express OPEN.
Pay in full within ten days, get a 1.5% discount.
OR pay as little as 10% and take up to 2 months to pay off the balance, interest free.
$0 introductory annual fee for the first year, then $185.
A powerful cash flow management tool.

Introrate (purchases)

N/A *

APR (purchases)

None *

Annual fee

See Terms *

The Platinum Card® from American Express

25,000 Membership Rewards(R) points when you spend $1,000 during your first three months of Card membership.
Global Travel benefits: Priority Pass select airport club access, No Foreign Transaction Fees, Global Entry expedited U.S. immigration pass.
Up to $200 in Airline Fee Credits annually to cover incidental charges on your airline of choice, including checked - baggage fee.
24/7 Platinum Card(R) Concierge service for assistance with reservations, travel, gifts, and more.
Fine hotels & Resorts Program: exclusive upgrades and amenities at over 700 boutique, resort, and luxury hotels worldwide.

Introrate (purchases)

N/A *

APR (purchases)

None *

Annual fee

$450.00 *

* Please see the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the terms and conditions on the credit card issuer´s official website.