Credit Cards for People with Excellent Credit

You can only achieve excellent credit over time by always making sure to pay your credit card bills on time. Your credit score is based on your credit report and calculated into a three digit number ranging from 300-850. A score above 750 would indicate an excellent credit rating. This is an opportunity to apply for the best credit card deals available. You can search for the most attractive balance transfer offers and the best credit card rewards. A credit report without issues also means you could receive an instant decision on your credit card application, since most credit card providers have automated the process for these applications.

Starwood Preferred Guest(R) Credit Card from American Express

Earn up to 25,000 Starpoints (R) - enough for up to 6 free nights at a category 1 or 2 hotel.
Use Starpoints(R) for free nights and upgrades at participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates.
No annual fee for the first year and $45 thereafter.
Transfer Starpoints(R) - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines.
Earn one Starpoint(R) for every dollar you spend and double Starpoints(R) at participating Starwood properties and retail partners.
Express Approval. Get a decision in less than 60 seconds.

Introrate (purchases)

See Terms *

APR (purchases)

15.24%(variable)*

Annual fee

$0.00 *

Starwood Preferred Guest(R)Business Credit Card from American Express OPEN

Who is this card for? This card is ideally suited for businesses that:
Are established, cash flow positive and have an excellent credit history.
Have revenue in the 6 to 7-figure range that want more flexibility to manage cash flow, purchase materials and handle other business expenses.
Earn 10,000 Starpoints with your first purchase.
Earn 1 Starpoint for virtually every dollar you spend on the Card and 2 Starpoints at participating Starwood hotels and resorts.
Redeem at participating Starwood hotels and resorts in 95 countries including Sheraton(R), Westin(R) and W Hotels(R)
Transfer to over 30 frequent flyer programs, most on a one-to-one basis.
No annual fee for the first year - a savings of $45.
Voted Best Affinity Credit Card by frequent travelers in 19th Annual Freddie Awards.

Introrate (purchases)

See Terms *

APR (purchases)

15.24%(variable)*

Annual fee

$0.00 *

IberiaBank Visa ® Select Card

Introductory Rate of 0.00% for 12 months from date opened, on Purchases. (If there is an interest charge, the charge will be no less then $1.00). This rate will not change during the introductory period.
Low Introductory APR on Balance Transfers of 1.99% for the first 12 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Low Ongoing Variable Rate APR after introductory period of 7.50% (Prime + 4.25%). This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less then $1.00).
Online access to credit card account information.

Introrate (purchases)

0.00%(12 Months)*

APR (purchases)

7.50%(variable)*

Annual fee

$35.00 *

Miles by Discover® Card

12,000 Bonus Miles - 1,000 Bonus Miles each month you make a purchase for your first year.
Double Miles on your first $3,000 in travel and restaurant purchases each year.
Double Miles through our exclusive online shopping site.
One Mile for every dollar on all other purchases.
Flexible redemption options for travel, gift cards, or cash.
0% intro APR on balance transfers and purchases for 6 months, then the Regular APR.

Introrate (purchases)

0.00%(6 Months)*

APR (purchases)

10.99% - 16.99% *

Annual fee

$0.00 *

Delta Reserve Credit Card

Annual First-Class companion certificate, which can be used for a First-Class or Coach-Class ticket!
Earn up to 10,000 Medallion(R) Qualification Miles (MQMs) after your first purchase.
Built-in Miles Boost(SM) - earn up to 30,000 MQMs and 30,000 bonus miles.
Complimentary Crown Room Club(R) access for you and two guests.
Access to American Express(R) Concierge Services.
Pay with Miles - pay for all or part of any Delta flight with your miles

Introrate (purchases)

See Terms *

APR (purchases)

14.50%(variable)*

Annual fee

$450.00 *

Discover® More Card

0% intro APR on balance transfers for a full 15 months, then the Regular APR.
0% intro APR on purchases for a full 6 months, then the Regular APR.
5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more.
Up to 1% unlimited Cashback Bonus on all other purchases.
No Annual Fee.

Introrate (purchases)

0.00%(6 Months)*

APR (purchases)

11.99% - 20.99% *

Annual fee

$0.00 *

American Express(R) Premier Rewards Gold Card

3-2-1 Points: Earn Membership Rewards(R) points up to three times as fast: You can earn 3X points on airfare, 2X points on gas and groceries, and 1X points on everything else.
No annual fee for your first year, a savings of $175.
Earn 15,000 Membership Rewards bonus points when you spend $1,000 in your first 3 months of Card membership.
Earn 15,000 Membership Rewards bonus points when you spend $30,000 per calendar year.

Introrate (purchases)

N/A *

APR (purchases)

None *

Annual fee

$0.00 *

Discover® More Card - $75 Cashback Bonus

0% intro APR on balance transfers for a full 12 months, then the Regular APR.
0% intro APR on purchases for a full 6 months, then the Regular APR.
Get $75 Cashback Bonus when you make $500 in purchases within 3 months.
5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more.
Up to 1% unlimited Cashback Bonus on all other purchases.
No Annual Fee.

Introrate (purchases)

0.00%(6 Months)*

APR (purchases)

11.99% - 20.99% *

Annual fee

$0.00 *

IberiaBank Visa® Classic Card

No annual membership fee.
Low variable rate of 7.25%, 10.25%, or 13.25% (Prime + 4.00%, Prime + 7.00%, or Prime + 10.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Online access to credit card account information.

Introrate (purchases)

N/A *

APR (purchases)

See application for details *

Annual fee

$0.00 *

IberiaBank Visa® Gold Card

No annual membership fee.
Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Earn 1% in cash back credit on all qualifying purchases.
No limit on cash back; no expiration date on eligibility for accounts in good standing.
Travel accident coverage up to $500,000.
Online access to credit card account information.

Introrate (purchases)

N/A *

APR (purchases)

See application for details *

Annual fee

$0.00 *

* Please see the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the terms and conditions on the credit card issuer´s official website.