Credit Cards for People with Excellent Credit

You can only achieve excellent credit over time by always making sure to pay your credit card bills on time. Your credit score is based on your credit report and calculated into a three digit number ranging from 300-850. A score above 750 would indicate an excellent credit rating. This is an opportunity to apply for the best credit card deals available. You can search for the most attractive balance transfer offers and the best credit card rewards. A credit report without issues also means you could receive an instant decision on your credit card application, since most credit card providers have automated the process for these applications.

Starwood Preferred Guest® Credit Card

Starpoints(R) Bonus: 10K with your first purchase and another 15K when you spend $5k within 6 months - enough for up to 6 free nights at a category 1 or 2 hotel.
Free nights, free flights: Redeem Starpoints with over 350 airlines through SPG Flights and more than 1,000 hotels and resorts worldwide. No blackout dates.
2011 SmarterTravel(R) Award for "Best Travel Rewards Card"
$0 introductory annual fee for the first year, then $65.

Introrate (purchases)

N/A *

APR (purchases, variable*)

15.24% - 19.24% *

Annual fee

See Terms *

Chase Freedom® MasterCard - $100 Bonus Cash Back

Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months.
0% Intro APR for 12 months on balance transfers.
0% Intro APR for 6 months on purchases.
5% Cash Back in quarterly bonus categories like gas, home improvement and department stores, subject to quarterly enrollment and maximum.
Unlimited 1% Cash Back on all other purchases with no spending tiers.
Up to an additional 10% cash back when you shop online at select merchants through Chase.
No Annual Fee.

Introrate (purchases)

0.00%(6 Months)*

APR (purchases, variable*)

11.99% - 22.99% *

Annual fee

$0.00 *

Starwood Preferred Guest® Business Credit Card from American Express OPEN

Earn up to 25,000 Starpoints(R): Receive 10K after your first purchase, and another 15K when you spend $5,000 in 6 months-enough for up to 6 free nights at a Category 1 or 2 hotel.
Redeem Starpoints at over 1,000 hotels and resorts in nearly 100 countries, and for flights on more than 350 airlines through SPG Flights. No blackout dates.
$0 introductory annual fee for the first year, then $65.

Introrate (purchases)

N/A *

APR (purchases, variable*)

15.24% - 19.24% *

Annual fee

See Terms *

Iberiabank Visa® Select Card

Introductory Rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on Purchases. This rate will not change during the introductory period.
Intro APR on Balance Transfers of 1.99% or 7.50% for the first 12 billing cycles. After that, APR will be the same as your assigned purchase rate, based on your creditworthiness.
Low Ongoing Variable Rate APR after introductory period of 7.50%, 9.50%, or 11.50% based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Online access to credit card account information.
Low Annual Fee of $35.00.

Introrate (purchases)

0.00%(12 Months)*

APR (purchases, variable*)

See application for details *

Annual fee

$35.00 *

Ink(SM) with Ultimate Rewards(SM) - $100 Bonus Cash Back

Cash back and more ways to get the rewards you really want.
$100 cash back after first purchase that's 10,000 bonus points*
No dollar goes unrewarded.
No limit to the number of points you can earn - and points never expire.
0% Introductory APR*
No annual fee*

Introrate (purchases & balance transfers)

0.00%(6 Months)*

APR (purchases, variable*)

13.24% - 19.24% *

Annual fee

$0.00 *

Miles by Discover® Card

Earn up to $120 in travel rewards--1,000 Bonus miles every month you make a purchase for the first year.
1 Mile on every $1 you spend - Plus flexible redemption options like travel credits, merchandise, gift cards or cash.
0% intro APR on purchases and balance transfers for 6 months, then the variable standard purchase APR of 10.99% - 16.99%*
No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates.
Travel benefits include secondary collision damage insurance when you rent a car with your Miles by Discover card.
Discover is ranked 1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee.
*Click apply to view rates, fees, rewards, limitations and other important information.

Introrate (purchases)

0.00%(6 Months)*

APR (purchases, variable*)

10.99% - 16.99% *

Annual fee

$0.00 *

Discover® More® Card

0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 11.99% - 20.99%*
5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more. Limitations apply*
Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com.
Discover is ranked.
1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
24/7 access to a U.S.-based Account Manager within 60 seconds.
$0 Fraud Liability plus automatic mobile and email fraud alert options.
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee.
*Click apply to view rates, fees, rewards, limitations and other important information.

Introrate (purchases)

0.00%(15 Months)*

APR (purchases, variable*)

11.99% - 20.99% *

Annual fee

$0.00 *

Ink Bold(SM) with Ultimate Rewards(SM) - $100 Bonus Cash Back

Earn over 50,000 bonus points in your first year*
$100 cash back after first purchase that's 10,000 bonus points*
No limit to the number of points you can earn - and points never expire.
Earn up to 47,500 bonus points every year*
No Interest Expense and up to 30 days to pay with this pay-in-full charge card.
First year free ($95 value)*

Introrate (purchases)

N/A *

APR (purchases)

None *

Annual fee

$95.00(First year free)*

American Express® Premier Rewards Gold Card

Membership Rewards(R) bonus: 15K points, redeemable for select gift cards valued at $150, when you spend $1,000 in your first three months of card membership.
Membership Rewards(R) points multiply fast! Earn 3X points on airfare, 2X points on gas and groceries, 1X points on everything else.
Exclusive access to Gold Card Destinations and events- Enjoy special travel packages and amenities at hotels worldwide, as well as select concerts, shows, major sporting events.
Introductory annual fee of $0 for the first year, then $175.
Get approved in 60-seconds.

Introrate (purchases)

N/A *

APR (purchases)

None *

Annual fee

See Terms *

Continental Airlines OnePass® Plus Card

Get $50 back after your first purchase.
Plus: Earn 25,000 bonus miles. That's enough for a round-trip reward ticket.
Earn an additional 5,000 bonus miles by adding an authorized user to your account.
First Checked Bag Free - That can save a family of four up to $200 per round trip.
Pay No Annual Fee for the first year. That's a savings of $85.
Earn 2 miles for every $1 spent when you purchase tickets from Continental Airlines on your Card.
Earn 1 mile for every $1 in purchases charged on your Card.
Lounge Access - get 2 annual complimentary passes to the Continental Presidents Club®.

Introrate (purchases)

N/A *

APR (purchases, variable*)

14.24% *

Annual fee

$85.00(First year free)*

* Please see the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the terms and conditions on the credit card issuer´s official website.