Credit Card Details

IberiaBank Visa® Gold Card

Credit Card
Apply for Credit Card
  • No annual membership fee.
  • Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
  • Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
  • Earn 1% in cash back credit on all qualifying purchases.
  • No limit on cash back; no expiration date on eligibility for accounts in good standing.
  • Travel accident coverage up to $500,000.
  • Online access to credit card account information.
Introrate (purchases)
N/A *
APR (purchases)
 See application for details * 
Annual fee
$0.00 *

BEST REASONS TO APPLY

Introductory 0% APR offer with no balance transfer fee and low interest rate after the intro period expires. At the same time you earn 1% cash back on your purchases with no limits or expiration dates.

REWARD FEATURES

Reward type:
Cash
Sign up bonus:
None
Rebate:
1%
Rebate redemption:
Automatic annual credit to account balance
Reward Expiration:
None
Limit:
None
* Please see the IberiaBank Visa® Gold Card credit card application for details about terms and conditions. When you apply for a credit card you can review the terms and conditions on the credit card issuer's official web site.