Card Details

Discover® Motiva Card
Credit Card
Apply for Credit Card
  • Cash Rewards for your good credit management!*
  • Get a Pay-On-Time Bonus(SM) equal to a full month's interest every time you make 6 on-time payments in a row - twice a year, every year.
  • 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site.
  • Up to 1% Cashback Bonus on all other purchases.
  • Unlimited cash rewards.
  • Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners.
  • 3.99% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers.
Introrate
3.99%(12 Months)
APR (purchases)
10.99%(fixed)
Annual fee
$0.00
Reward Features
Reward type:
Cash
Sign up bonus:
None
Rebate:
0.25%
Additional rebates:
0.50% for spending over $1,500 per year. 1% when your purchases exceed $3,000 per year
Rebate redemption:
Statement credit that can be redeemed in $20 increments
Rewards expiration:
18 months of no activity
Limit:
None
Balance Transfer
Request a balance transfer with this application and receive the balance transfer introductory rate. There is a 3% balance transfer fee associated with this offer.
* Please see the Discover® Motiva Card credit card application for details about terms and conditions. When you apply for a credit card you can review the terms and conditions on the credit card issuer's official web site.