Credit Card Details

Discover® MotivaCard

Credit Card
Apply for Credit Card
  • Cash rewards for your good credit management.
  • Each time you make 6 on-time payments in a row, you'll get a Pay-On-Time Bonus equal to a full month's interest added to your Cashback Bonus account.
  • 5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall.
  • Up to 1% unlimited Cashback Bonus on all other purchases.
  • 3.99% intro APR on balance transfers for a full 15 months, then the Regular APR.
  • 3.99% intro APR on purchases for a full 12 months, then the Regular APR.
Introrate (purchases)
3.99%(12 Months)*
APR (purchases)
11.99% - 20.99% *
Annual fee
$0.00 *

BEST REASONS TO APPLY

Receive a bonus every time you make 6 on-time payments in a row. Your bonus will be equal to a full months interest.

REWARD FEATURES

Reward type:
Cash
Sign up bonus:
None
Rebate:
0.25%
Additional rebates:
0.50% for spending over $1,500 per year. 1% when your purchases exceed $3,000 per year
Rebate redemption:
Statement credit that can be redeemed in $20 increments
Rewards expiration:
18 months of no activity
Limit:
None

BALANCE TRANSFER

Request a balance transfer with this application and receive the balance transfer introductory rate. There is a 3% balance transfer fee associated with this offer.
* See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on Discover´s website.