Credit Card Details

This card is very similar to the Ink Bold business credit card from Chase, but there is no annual fee. That makes this card much better suited for people spending less than $25,000 a year and cannot justify paying $95 fee every year to earn some extra bonus points.

There are many good reasons to carry the Ink(SM) with Ultimate Rewards(SM) if you are a frequent traveler. You can plan any business trip, from flight and rental car to booking hotel rooms through the Ultimate Rewards Travel Tool. All airfare purchased this way will also earn 2 points for every dollar spent compared to 1 point for all other purchases.

You can log on to Ultimate Rewards at any time to check your point balance and redeem rewards. There are a lot of travel related rewards available, but you can even choose cash back or statement credit, if you do not have enough points for the reward you are looking at. The points never expire, so another option is to save them for later.

The Chase Ink card includes powerful tools that can meet the demands of any business. You get free additional cards for your employees and their purchases can be controlled by setting individual spending limits. Expenses can also be tracked with itemized monthly statements and account alerts can be sent through email or free custom text. A business card specialist is available 24/7 or you can access your account online.

Chase wants to give you financial flexibility with a business sized credit line that can either be paid off in full or revolve a portion of your balance from month to month. The interest rate is reasonable and for the first 6 months you get to take advantage of 0% APR on all your purchases.

Additional benefits are achieved through the purchase protection program. Eligible items will be repaired, replaced or reimbursed within 90 days of the purchase date. You also get to extend your warranty for up to one year on eligible warranties of 3 years or less. Cardadvantages.com recommends that you read through the terms and conditions when receiving the card to gain knowledge of exactly what items are covered.