Credit Card Details
Blue Sky from American Express(SM)
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Introrate (purchases) 0.00%(12 Months)* |
APR (purchases, variable*) 17.24% - 22.24% * |
Annual fee $0.00 * |
REVIEW
The Blue Sky from American Express(SM) is a travel rewards credit card with an excellent flexibility, where you do not have to worry about blackout dates or other restrictions when trying to redeem the earned rewards. The best part about Blue Sky is the fact that you make your own travel reservations with any airline, hotel, car rental company, and online travel web site. This allows for perfect planning of your trip and to shop around for the best possible price. You could even go to Priceline and enter a bid for a hotel stay, while still being able to redeem your points.
RewardsYou do not have to worry about the rewards at the time of booking unlike most other reward programs. All you have to do is to submit the redemption request within 60 days of the purchase and the cash back will appear in the form of a credit on your statement. You can only redeem points in 7,500 point increments, but that equals a $100 statement credit. When considering the conversion rate this comes out to 1.33% cash back, which is better than the average cash back credit cards.
Travel BenefitsThere are additional benefits besides the rewards, which most travelers will find very useful. I have experienced many unexpected travel delays and most hotels will give your room to someone else if you do not get there at a certain time. Blue Sky comes with Assured Protection, which is a guarantee that you have a room available for any hotel reservation booked with the card. It does not matter what time you get there and it applies to all hotels.
Hopefully there is no need for travel accident insurance, but accidents do happen and when it does you are protected for up to $100,000 as long as the trip was paid for with the Blue Sky credit card.
Car rental companies always want you to add their expensive insurance policies, which often add up to more than the price of the car itself. Now you can avoid those extra charges and get free car rental loss and damage insurance. Only requirement is to pay for the rental with Blue Sky and you are automatically covered, however some premium rentals are excluded and it is recommended to read the policy that comes with the card.
VerdictThis card is recommended for anyone that is committed to reach the 7,500 point reward level and should be used for all types of expenses due to the increased cash back compared to other cards. Since the points can be used for any kind of travel no matter where it is booked, there is no risk of not being able to use the reward.
REWARD FEATURES
Reward type: | Points |
Sign up bonus: | None |
Points per dollar: | 1 point |
Points redemption: | Statement credit on any travel purchase. Redeemed in increments of 7,500 points, which equals a $100 statement credit |
Reward expiration: | None |
Limit: | None |




