Best Cash Back Credit Cards
Receive a percentage back on all your purchases by using a cash back credit card. Some cards offer as much as 5% cash back on everyday purchases such as gas, grocery store, or drugstores. Compare all cash back credit cards and find the card that will reward your spending habit the most.
(7 matching cards)Page:1
Chase Freedom® MasterCard - $100 Bonus Cash Back
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- Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months.
- 0% Intro APR for 12 months on balance transfers.
- 0% Intro APR for 6 months on purchases.
- 5% Cash Back in quarterly bonus categories like gas, home improvement and department stores, subject to quarterly enrollment and maximum.
- Unlimited 1% Cash Back on all other purchases with no spending tiers.
- Up to an additional 10% cash back when you shop online at select merchants through Chase.
- No Annual Fee.
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Introrate (purchases) 0.00% (6 Months)* |
APR (purchases, variable*) 11.99% - 22.99% * |
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Discover® More® Card - Balance Transfer Fee*
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- 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 11.99% - 20.99%*
- 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 11.99% - 20.99%*
- 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more. Limitations apply*
- Discover is ranked.
- 1 in customer loyalty--15 years in row! (2011 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S.-based Account Manager within 60 seconds.
- $0 Fraud Liability plus automatic mobile and email fraud alert options.
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee.
- *Click apply to view rates, fees, rewards, limitations and other important information.
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Introrate (purchases) 0.00% (6 Months)* |
APR (purchases, variable*) 12.99% - 20.99% * |
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Blue Cash Everyday(SM) from American Express
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- Earn a $100 cash back bonus after spending $1,000 in eligible purchases in the first 3 months of Cardmembership.
- 0% intro APR on purchases for 12 months, flexibility to pay over time.
- Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases.
- No spend minimum, No enrollment, and No rotating rewards categories.
- Get a $25 Referral Bonus for each friend or family member who is approved for the Card.
- No annual fee, flexibility to pay over time.
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Introrate (purchases) 0.00% (12 Months)* |
APR (purchases, variable*) 17.24% - 22.24% * |
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Discover® More® Card
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- 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 11.99% - 20.99%*
- 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more. Limitations apply*
- Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com.
- Discover is ranked.
- 1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S.-based Account Manager within 60 seconds.
- $0 Fraud Liability plus automatic mobile and email fraud alert options.
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee.
- *Click apply to view rates, fees, rewards, limitations and other important information.
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Introrate (purchases) 0.00% (15 Months)* |
APR (purchases, variable*) 11.99% - 20.99% * |
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Total Merrill(SM) Cash Back Visa® Credit Card
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- 1% Cash Back on Virtually All Purchases.
- No Annual Fee.
- Low 9.99% APR for Retail Purchases.
- Credit Line may be as high as $250,000.
- Cash Back Rewards Can be Deposited Directly into Your Merrill Lynch Account.
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Introrate (purchases) 1.90% (12 Months)* |
APR (purchases, fixed*) 9.99% * |
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Iberiabank Visa® Gold Card
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- No annual membership fee.
- Low variable rate of 9.25%, 12.25%, or 15.25% based on the creditworthiness. This APR will vary with the market based on the Prime Rate.
- Introductory APR on Balance Transfers of 1.99% for your first 6 billing cycles. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.
- Earn 1% in cash back credit on all qualifying purchases.
- No limit on cash back; no expiration date on eligibility for accounts in good standing.
- Travel accident coverage up to $500,000.
- Online access to credit card account information.
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Introrate (purchases) 6 Months * |
APR (purchases, variable*) See application for details * |
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Discover® Motiva Card
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- Earn Cashback Bonus® for your good credit management.
- 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%*
- Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com.
- Discover is ranked 1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S.-based Account Manager within 60 seconds.
- $0 Fraud Liability plus automatic mobile and email fraud alert options.
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee.
- *Click apply to view rates, fees, rewards, limitations and other important information.
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Introrate (purchases) 0.00% (15 Months)* |
APR (purchases, variable*) 10.99% - 20.99% * |
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(7 matching cards)Page:1
Cash Back on Every Purchase
Swiping a credit card is faster and easier than dealing with cash when checking out at a store and it is also more rewarding. Every time you make a purchase there are cards that give you 1% cash back for every dollar spent. Card issuers are competing to get more customers, so certain purchases can earn up to 5% cash back to make the offer stand out from the competition. It used to be gas and groceries that always qualified for the 5%, however too many people only used the card for those purchases. Card issuers now rotate the categories every quarter, so you may get 5% on categories like hotel and restaurants one quarter followed by gas and groceries the next quarter. The categories are advertised before the quarter begins, so you can plan ahead to maximize the cash back.
The minimum redemption for earned cash back is typically either $25 or $50, which is much less than other reward types such as miles. This also makes it easier to have more than one cash back credit in your wallet, and take advantage of the card that offer the highest percentage on that particular purchase. Your rewards will add up quickly and the typical family could easily earn more than $400 per year, simply by using a cash back card on as many of their expenses as possible.
You should always pay off your entire credit card bill every month instead of the minimum payment. Interest charges are going to exceed the rewards, so you would be better of paying cash or find a card with a low interest rate. Most cash back credit cards do not charge an annual fee, and other fees can easily be avoided by paying on time and never exceed the credit line. Apply for a card today and start earning cash back that can be deposited in a savings account, and be used for Christmas or a special occasion.
* Please see the online credit card application for details about terms and conditions.
Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty.
When you click on the "Apply Now" button, you can review the terms and conditions on the credit card issuer´s official website.
