Best Business Credit Cards

Small business owners as well as corporate executives can benefit from having a business credit card. Tracking and managing company expenses can be done effectively with detailed reports that are issued either monthly or quarterly. Most business credit card offers include free additional cards for employees with individual spending limits. You will receive a detailed report that can be divided for each employee. You can improve the cash flow of a small business due to the grace period that is offered by all credit card issuers and a low interest business credit card can be of further help if you need to carry a balance once in a while. Your personal credit report will be subject to a credit inquiry when you apply for a business credit card, but the credit line will not show up on your personal credit report and will not affect your credit score in the future. You can get these benefits for no annual fee and also receive cash back or airline miles on every purchase including the purchases made by your employees.

SimplyCash® Business Card from American Express OPEN

Get 5% cash back on wireless services and office supply purchases*
Get 3% cash back on automobile gasoline*
Get 1% cash back on other purchases*
No limit to the amount of cash back you can earn.
Cash back on purchases is automatically credited to your statement each month.
Save 3%-10% automatically on business expenses from FedEx, Hertz(R), OfficeMax(R), and more with OPEN Savings(R)*
No annual membership fee.

Introrate (purchases)

0.00%(Up to 12 Months)*

APR (purchases, variable*)

as low as13.24% *

Annual fee

$0.00 *

Starwood Preferred Guest® Business Credit Card from American Express OPEN

Earn up to 25,000 Starpoints(R): Receive 10K after your first purchase, and another 15K when you spend $5,000 in 6 months-enough for up to 6 free nights at a Category 1 or 2 hotel.
Redeem Starpoints at over 1,000 hotels and resorts in nearly 100 countries, and for flights on more than 350 airlines through SPG Flights. No blackout dates.
$0 introductory annual fee for the first year, then $65.

Introrate (purchases)

N/A *

APR (purchases, variable*)

15.24% - 19.24% *

Annual fee

See Terms *

TrueEarnings® Business Card from Costco and American Express

Get cash back- 4% for annual gasoline purchases of up to $6,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco.
0% introductory APR on purchases for the first 6 months.
No annual fee with your paid Costco Membership.
Flexible payments - pay in full or over time.

Introrate (purchases)

0.00%(6 Months)*

APR (purchases, variable*)

15.24% *

Annual fee

$0.00 *

Ink(SM) with Ultimate Rewards(SM) - $100 Bonus Cash Back

Cash back and more ways to get the rewards you really want.
$100 cash back after first purchase that's 10,000 bonus points*
No dollar goes unrewarded.
No limit to the number of points you can earn - and points never expire.
0% Introductory APR*
No annual fee*

Introrate (purchases & balance transfers)

0.00%(6 Months)*

APR (purchases, variable*)

13.24% - 19.24% *

Annual fee

$0.00 *

Ink Bold(SM) with Ultimate Rewards(SM) - $100 Bonus Cash Back

Earn over 50,000 bonus points in your first year*
$100 cash back after first purchase that's 10,000 bonus points*
No limit to the number of points you can earn - and points never expire.
Earn up to 47,500 bonus points every year*
No Interest Expense and up to 30 days to pay with this pay-in-full charge card.
First year free ($95 value)*

Introrate (purchases)

N/A *

APR (purchases)

None *

Annual fee

$95.00(First year free)*

The New Business Gold Rewards Card® from American Express OPEN

Earn points even faster to get more rewards for your business.
3X points on airfare, 2X points on advertising, gas, and shipping , 1X points on everything else.
One million rewards from over 500 brands.
Unlimited Rewards Potential- there is no limit to the number of points you can earn and points do not expire.
24/7 support for everything from identity theft to travel emergencies.
$0 introductory annual fee for the first year, then $175.
Get unlimited Additional Gold Cards for an additional annual fee of $50- and this fee is waived for the first year.

Introrate (purchases)

N/A *

APR (purchases)

None *

Annual fee

See Terms *

Gold Delta SkyMiles® Business Credit Card from American Express OPEN

Earn 30,000 bonus miles toward Award Travel - when you spend $500 on the Card in the first three months from account opening.
Check your first bag free - for up to 8 people on your reservation - on every Delta flight.
Receive double miles on Delta purchases and 1 mile for all other eligible dollars spent.
Priority Boarding and 20% In-Flight Savings.
$0 intro annual fee for the first year, then $95.
No annual fee for Additional Cards.
Save 3% to 10% automatically on business expenses from FedEx, Hertz(R), OfficeMax(R), and more with OPEN Savings(R)

Introrate (purchases)

N/A *

APR (purchases, variable*)

15.24% - 19.24% *

Annual fee

See Terms *

Ink Cash(SM) Business - $100 Bonus Cash Back

3% cash back on eligible fuel, home improvement, dining and office supply purchases, subject to monthly maximum*
$100 cash back after first purchase that's 10,000 bonus points*
Unlimited 1% cash back on all other eligible purchases*
No limit to the number of points you can earn.
Up to 10 points for $1 spent when you shop online through Chase Rewards Plus+(SM)
0% Introductory APR*
No annual fee*

Introrate (purchases & balance transfers)

0.00%(6 Months)*

APR (purchases, variable*)

13.24% - 19.24% *

Annual fee

$0.00 *

The Plum Card® from American Express OPEN

The Everything, Everywhere Trade Terms Card(SM) from American Express OPEN.
Pay in full within ten days, get a 1.5% discount.
OR pay as little as 10% and take up to 2 months to pay off the balance, interest free.
$0 introductory annual fee for the first year, then $185.
A powerful cash flow management tool.

Introrate (purchases)

N/A *

APR (purchases)

None *

Annual fee

See Terms *

JetBlue Business Card from American Express OPEN

Earn 10,000 TrueBlue points toward JetBlue Travel with your first purchase.
Jet for less - Oneway Award Flights start at 5K points and $2.50 taxes/fees.
No blackout dates on JetBlue operated flights, so you can redeem points for any seat, anytime.
Earn 1 TrueBlue point for every eligible dollar you spend.

Introrate (purchases)

N/A *

APR (purchases, variable*)

15.24% *

Annual fee

$40.00 *

* Please see the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the terms and conditions on the credit card issuer´s official website.