Best Balance Transfer Credit Card Deals

Carrying a balance on your credit card means that you are paying interest every month on the amount borrowed. The balance transfer option can be used to move your debt from one credit card to another card. The best balance transfer credit card deals include introductory rates of 0% for up to 12 months. Balance transfers are made to save money, but make sure that you know the interest rate after the intro period is over. There are two important factors you need to look for in the terms and conditions. The balance transfer request must be made within a certain timeframe to qualify for the promotional rate. You may also be charged a small balance transfer fee. Some card issuers waive this fee for introductory offer, but always make sure to read the specific terms for that card.

Starwood Preferred Guest® Credit Card

Starpoints(R) Bonus: 10K with your first purchase and another 15K when you spend $5k within 6 months - enough for up to 6 free nights at a category 1 or 2 hotel.
Free nights, free flights: Redeem Starpoints with over 350 airlines through SPG Flights and more than 1,000 hotels and resorts worldwide. No blackout dates.
2011 SmarterTravel(R) Award for "Best Travel Rewards Card"
$0 introductory annual fee for the first year, then $65.

Introrate (purchases)

N/A *

APR (purchases, variable*)

15.24% - 19.24% *

Annual fee

See Terms *

Iberiabank Visa® Select Card

Introductory Rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on Purchases. This rate will not change during the introductory period.
Intro APR on Balance Transfers of 1.99% or 7.50% for the first 12 billing cycles. After that, APR will be the same as your assigned purchase rate, based on your creditworthiness.
Low Ongoing Variable Rate APR after introductory period of 7.50%, 9.50%, or 11.50% based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Online access to credit card account information.
Low Annual Fee of $35.00.

Introrate (purchases)

0.00%(12 Months)*

APR (purchases, variable*)

See application for details *

Annual fee

$35.00 *

PenFed Promise VISA Card

Absolutely No Fees.
7.49% introductory purchase APR for first 36 months. After that, the APR will vary with the Prime Rate, and is currently 9.99% APR.
No-fee cash advances carry a 17.99% APR.
No Foreign Transaction Fees.
Some restrictions apply.

Introrate (purchases)

7.49%(36 Months)*

APR (purchases, variable*)

9.99% *

Annual fee

$0.00 *

* Please see the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the terms and conditions on the credit card issuer´s official website.