Best Balance Transfer Credit Card Deals

Carrying a balance on your credit card means that you are paying interest every month on the amount borrowed. The balance transfer option can be used to move your debt from one credit card to another card. The best balance transfer credit card deals include introductory rates of 0% for up to 12 months. Balance transfers are made to save money, but make sure that you know the interest rate after the intro period is over. There are two important factors you need to look for in the terms and conditions. The balance transfer request must be made within a certain timeframe to qualify for the promotional rate. You may also be charged a small balance transfer fee. Some card issuers waive this fee for introductory offer, but always make sure to read the specific terms for that card.

Iberiabank Visa® Select Card

Credit Card
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  • Introductory Rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on Purchases. This rate will not change during the introductory period.
  • Intro APR on Balance Transfers of 1.99% for the first 12 billing cycles. After that, APR will be the same as your assigned purchase rate, based on your creditworthiness.
  • Low Ongoing Variable Rate APR after introductory period of 7.50%, 9.50%, or 11.50% based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
  • Online access to credit card account information
  • Low Annual Fee of $35.00
More Info
Intro Rate (purchases)
0%(12 Months) *
APR (purchases)
 See application for details * 
Annual fee
$35 *

Discover it®

Credit Card
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  • The new Discover it card is out to change the way people think about credit cards.
  • Fair…No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won´t increase your APR for paying late.*
  • Generous…5% Cashback Bonus on up to $1,500 in purchases at Home Improvement Stores now through June with free and easy sign-up. And 1% cash back on all other purchases.*
  • Plus a Cashback Concierge℠ who guides a free, personalized online tour to help you get the most rewards for how you use your card.
  • Flexible…Choose your own due date and pay up to midnight ET online or by phone.
  • Human…talk to a real person any time with 100% U.S.-based service.
  • 0% Intro APR* on balance transfers for 18 months. Then the variable purchase APR applies, currently 10.99% - 22.99%.*
  • 0% Intro APR* on purchases for 6 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. *Click apply for Terms & Conditions.
More Info
Intro Rate (purchases)
0%(6 Months) *
APR (purchases)
10.99% - 22.99%variable*
Annual fee
$0 *
* Please see the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the terms and conditions on the credit card issuer´s official website.
MY TWO CREDIT CARD CENTS
May 12 $200 Checking Account Bonus Offer from Chase

Open a Chase Total Checking account before May 15, 2013 and set up a direct deposit to receive a $200 bonus from Chase.

Chase regularly offer bonuses to open a checking account, but a bonus higher than $125 is usually difficult to achieve. However this $200 sign up bonus is accessible to everyone. You need a bonus code, but these codes are generated on the Chase website through this link. You can either print out the code or bring it to your branch and open the account in person. You can refresh the website and print as many unique codes as you desire, but any one person can only take advantage of this type of bonus offer once per calendar year.

May 4 Starwoods Double Take Promotion

Starwood just launched their Double Take promotion on May 1st and it runs until July 31st. That means for every eligible stay during this period, you can earn double Starwood points. This does not apply Elite-level extra star points earnings, but everyone including Elite Level does get the opportunity to earn up to 2 extra starpoints on their stay. There are no limits to this promotions and your starpoints will post to your account in 2-4 weeks.

There are over 1,100 Starwood properties, however not all properties participate. You can find the list of non-participating properties here. There is still around a 90% participation rate, so in all likelihood you will probably be able to accumulate starpoints in your favorite property.

Apr 27 35% Bonus from American Express Membership Rewards to British Airways

Now is a good time to use some American Express Membership Rewards, if you have any. British Airways miles are called Avios, and at the moment you will get 35% more Avios for transferring points. American Express does run this type of promotion a couple of times a year, but last time in December it was only a 30% transfer bonus.

Apr 18 New Bonus on The Business Gold Rewards Card® from American Express Open

For the time being you can get 50,000 Memberhip Rewards points if you apply for The Business Gold Rewards Card® from American Express Open and get approved. To have these points credited, you must spend $5,000 in the first 3 months of card membership. You are eligible for this offer if you have not had this product, or any other Business Gold, Green or Platinum card within the last 12 months.

Apr 10 $150 Asterisk-Free Checking Bonus From Huntington Bank

Open an Asterisk-Free Checking account at Huntington Bank before April 30th and receive a $150 bonus. It is important to note that the bonus is only available in the following states: Ohio, Indiana, Michigan, Kentucky, Pennsylvania, and West Virginia.

It is called Asterisk-Free checking because there are no surprises hidden in the small print. There is no monthly checking maintenance fee or statement fee, no minimum balance requirements, no requirement of direct deposits, and no fee for debit cards.


Blue Cash Everyday® Card from American Express


Starwood Preferred Guest® Credit Card from American Express