0% APR Credit Cards

You can receive an introductory rate of 0% APR on many credit cards. These introductory rates can be valid for either purchases, balance transfers, or both. You are guaranteed to pay absolutely no interest for the duration of the intro period, as long as you make your minimum payments on time every credit card statement. 0% introductory rates are available for up to 15 months. Compare 0% APR credit cards and find the credit card that is right for you.

Discover® Student Card

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  • 0% Intro APR on purchases for 9 months, then the variable purchase APR of 13.99%-20.99%.
  • 5% Cashback Bonus® in categories that change like travel, department stores, gas, groceries, restaurants, and more.
  • Up to 1% unlimited Cashback Bonus on everything else you buy.
  • $0 Fraud Liability.
  • No Annual Fee.
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Introrate (purchases)
0.00%(9 Months)*
APR (purchases, variable*)
13.99% - 20.99% *
Annual fee
$0.00 *

Fidelity Investments Rewards Visa Signature® Card with WorldPoints® Rewards

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  • Earn one point for every dollar in net retail purchases.
  • Choose to redeem your WorldPoints® rewards as Investment Dollars, which can be directly added into your eligible Fidelity Account.
  • No Annual Fee.
  • Use your card at least once every six months to ensure your Reward Credits will not expire.
  • Redeem your Reward Credits for exciting rewards such as show tickets, gourmet meals, exclusive vacations, and more.
  • Card issued by FIA Card Services, N.A. (USA)
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Introrate (purchases)
0.00%(12 Months)*
APR (purchases, fixed*)
14.99% *
Annual fee
$0.00 *

TrueEarnings® Business Card from Costco and American Express

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  • Get cash back- 4% for annual gasoline purchases of up to $6,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco.
  • 0% introductory APR on purchases for the first 6 months.
  • No annual fee with your paid Costco Membership.
  • Flexible payments - pay in full or over time.
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Introrate (purchases)
0.00%(6 Months)*
APR (purchases, variable*)
15.24% *
Annual fee
$0.00 *

TrueEarnings® Card from Costco and American Express

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  • American Express(R) Card and Costco Membership Card in one- with no annual fee for Costco members.
  • Cash back on the things you buy: 3% for the first $3,000 in annual gasoline purchases (1% thereafter), 2% for restaurants, 2% for travel, and 1% everywhere else, including Costco.
  • Rated 4.5 out of 5 stars in overall satisfaction by current TrueEarnings(R) Cardmembers from Costco and American Express.
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Introrate (purchases)
0.00%(6 Months)*
APR (purchases, variable*)
15.24% *
Annual fee
$0.00 *

Blue Cash Everyday(SM) from American Express

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  • Earn a $100 cash back bonus after spending $1,000 in eligible purchases in the first 3 months of Cardmembership.
  • 0% intro APR on purchases for 12 months, flexibility to pay over time.
  • Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases.
  • No spend minimum, No enrollment, and No rotating rewards categories.
  • Get a $25 Referral Bonus for each friend or family member who is approved for the Card.
  • No annual fee, flexibility to pay over time.
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Introrate (purchases)
0.00%(12 Months)*
APR (purchases, variable*)
17.24% - 22.24% *
Annual fee
$0.00 *

Blue Sky from American Express(SM)

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  • No annual fee.
  • Travel rewards with no blackout dates or travel restrictions. Redeem with any airline, any car rental, any hotel- anytime.
  • Pay your bill all at once, or over time. It's up to you.
  • Blue Savings Program(R): big deals on big brands, all the time.
  • Rated "Best Airline Credit Card" by Card Ratings Consumer's Choice Awards in 2010.
  • Get approved in 60-seconds.
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Introrate (purchases)
0.00%(12 Months)*
APR (purchases, variable*)
17.24% - 22.24% *
Annual fee
$0.00 *
* Please see the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the terms and conditions on the credit card issuer´s official website.