0% APR Credit Cards

You can receive an introductory rate of 0% APR on many credit cards. These introductory rates can be valid for either purchases, balance transfers, or both. You are guaranteed to pay absolutely no interest for the duration of the intro period, as long as you make your minimum payments on time every credit card statement. 0% introductory rates are available for up to 15 months. Compare 0% APR credit cards and find the credit card that is right for you.

Iberiabank Visa® Select Card

Introductory Rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on Purchases. This rate will not change during the introductory period.
Intro APR on Balance Transfers of 1.99% or 7.50% for the first 12 billing cycles. After that, APR will be the same as your assigned purchase rate, based on your creditworthiness.
Low Ongoing Variable Rate APR after introductory period of 7.50%, 9.50%, or 11.50% based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Online access to credit card account information.
Low Annual Fee of $35.00.

Introrate (purchases)

0.00%(12 Months)*

APR (purchases, variable*)

See application for details *

Annual fee

$35.00 *

Discover® Motiva Card

Earn Cashback Bonus® for your good credit management.
0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%*
Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com.
Discover is ranked 1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
24/7 access to a U.S.-based Account Manager within 60 seconds.
$0 Fraud Liability plus automatic mobile and email fraud alert options.
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee.
*Click apply to view rates, fees, rewards, limitations and other important information.

Introrate (purchases)

0.00%(15 Months)*

APR (purchases, variable*)

10.99% - 20.99% *

Annual fee

$0.00 *

Escape by Discover® Card

Earn up to $250 in travel rewards--1,000 Bonus miles every month you make a purchase for the first 25 months.
Double Miles on every $1 you spend.
0% intro APR on purchases and balance transfers for 6 months, then the variable standard purchase APR of 10.99% - 16.99%*
No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates.
Flexible redemption options like travel credits, merchandise, gift cards or cash.
Travel Insurance benefits, including primary car rental, lost or damaged luggage, travel delay, and trip cancellation when you book with your Escape by Discover card.
Discover is ranked 1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
*Click apply to view rates, fees, rewards, limitations and other important information.

Introrate (purchases)

0.00%(6 Months)*

APR (purchases, variable*)

10.99% - 16.99% *

Annual fee

$60.00 *

Miles by Discover® Card

Earn up to $120 in travel rewards--1,000 Bonus miles every month you make a purchase for the first year.
1 Mile on every $1 you spend - Plus flexible redemption options like travel credits, merchandise, gift cards or cash.
0% intro APR on purchases and balance transfers for 6 months, then the variable standard purchase APR of 10.99% - 16.99%*
No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates.
Travel benefits include secondary collision damage insurance when you rent a car with your Miles by Discover card.
Discover is ranked 1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee.
*Click apply to view rates, fees, rewards, limitations and other important information.

Introrate (purchases)

0.00%(6 Months)*

APR (purchases, variable*)

10.99% - 16.99% *

Annual fee

$0.00 *

Chase Freedom® MasterCard - $100 Bonus Cash Back

Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months.
0% Intro APR for 12 months on balance transfers.
0% Intro APR for 6 months on purchases.
5% Cash Back in quarterly bonus categories like gas, home improvement and department stores, subject to quarterly enrollment and maximum.
Unlimited 1% Cash Back on all other purchases with no spending tiers.
Up to an additional 10% cash back when you shop online at select merchants through Chase.
No Annual Fee.

Introrate (purchases)

0.00%(6 Months)*

APR (purchases, variable*)

11.99% - 22.99% *

Annual fee

$0.00 *

Discover® More® Card

0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 11.99% - 20.99%*
5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more. Limitations apply*
Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com.
Discover is ranked.
1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
24/7 access to a U.S.-based Account Manager within 60 seconds.
$0 Fraud Liability plus automatic mobile and email fraud alert options.
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee.
*Click apply to view rates, fees, rewards, limitations and other important information.

Introrate (purchases)

0.00%(15 Months)*

APR (purchases, variable*)

11.99% - 20.99% *

Annual fee

$0.00 *

Discover® More® Card - Balance Transfer Fee*

0% intro APR on purchases for 6 months, then the variable standard purchase APR of 11.99% - 20.99%*
0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 11.99% - 20.99%*
5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more. Limitations apply*
Discover is ranked.
1 in customer loyalty--15 years in row! (2011 Brand Keys Customer Loyalty Engagement Index report)
24/7 access to a U.S.-based Account Manager within 60 seconds.
$0 Fraud Liability plus automatic mobile and email fraud alert options.
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee.
*Click apply to view rates, fees, rewards, limitations and other important information.

Introrate (purchases)

0.00%(6 Months)*

APR (purchases, variable*)

12.99% - 20.99% *

Annual fee

See Terms *

Ink Cash(SM) Business - $100 Bonus Cash Back

3% cash back on eligible fuel, home improvement, dining and office supply purchases, subject to monthly maximum*
$100 cash back after first purchase that's 10,000 bonus points*
Unlimited 1% cash back on all other eligible purchases*
No limit to the number of points you can earn.
Up to 10 points for $1 spent when you shop online through Chase Rewards Plus+(SM)
0% Introductory APR*
No annual fee*

Introrate (purchases & balance transfers)

0.00%(6 Months)*

APR (purchases, variable*)

13.24% - 19.24% *

Annual fee

$0.00 *

Ink(SM) with Ultimate Rewards(SM) - $100 Bonus Cash Back

Cash back and more ways to get the rewards you really want.
$100 cash back after first purchase that's 10,000 bonus points*
No dollar goes unrewarded.
No limit to the number of points you can earn - and points never expire.
0% Introductory APR*
No annual fee*

Introrate (purchases & balance transfers)

0.00%(6 Months)*

APR (purchases, variable*)

13.24% - 19.24% *

Annual fee

$0.00 *

SimplyCash® Business Card from American Express OPEN

Get 5% cash back on wireless services and office supply purchases*
Get 3% cash back on automobile gasoline*
Get 1% cash back on other purchases*
No limit to the amount of cash back you can earn.
Cash back on purchases is automatically credited to your statement each month.
Save 3%-10% automatically on business expenses from FedEx, Hertz(R), OfficeMax(R), and more with OPEN Savings(R)*
No annual membership fee.

Introrate (purchases)

0.00%(Up to 12 Months)*

APR (purchases, variable*)

as low as13.24% *

Annual fee

$0.00 *

* Please see the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the terms and conditions on the credit card issuer´s official website.