0% APR Credit Cards

You can receive an introductory rate of 0% APR on many credit cards. These introductory rates can be valid for either purchases, balance transfers, or both. You are guaranteed to pay absolutely no interest for the duration of the intro period, as long as you make your minimum payments on time every credit card statement. 0% introductory rates are available for up to 15 months. Compare 0% APR credit cards and find the credit card that is right for you.

Biodegradable Discover® More® Card

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  • Help protect the planet with the new biodegradable Discover Card.
  • Card plastic breaks down 99% within five years in landfill conditions.
  • 0% APR on Balance Transfers and Purchases for a full 6 months.
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more.
  • Up to 1% unlimited Cashback Bonus on all other purchases automatically.
  • Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners.
  • Instant Response within 60 seconds.
  • No Annual Fee.
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Introrate (purchases)
0.00%(6 Months)*
APR (purchases)
as low as11.99%(variable)*
Annual fee
$0.00 *

Discover® More® Card

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  • 0% APR on Balance Transfers for a FULL 12 months.
  • 0% APR on Purchases for a FULL 6 months.
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more.
  • Up to 1% unlimited Cashback Bonus on all other purchases automatically.
  • Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners.
  • Instant Response within 60 seconds.
  • No Annual Fee.
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Introrate (purchases)
0.00%(6 Months)*
APR (purchases)
as low as11.99%(variable)*
Annual fee
$0.00 *

Discover® More® Card - American Flag

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  • 0% APR on Balance Transfers and Purchases for a full 6 months.
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more.
  • Up to 1% unlimited Cashback Bonus on all other purchases automatically.
  • Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners.
  • Instant Response within 60 seconds.
  • No Annual Fee.
More Info
Introrate (purchases)
0.00%(6 Months)*
APR (purchases)
as low as11.99%(variable)*
Annual fee
$0.00 *

Discover® More® Card - Clear

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  • 0% APR on Balance Transfers and Purchases for a full 6 months.
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more.
  • Up to 1% unlimited Cashback Bonus on all other purchases automatically.
  • Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners.
  • Instant Response within 60 seconds.
  • No Annual Fee.
More Info
Introrate (purchases)
0.00%(6 Months)*
APR (purchases)
as low as11.99%(variable)*
Annual fee
$0.00 *

Discover® More® Card - Monogram

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  • 0% APR on Balance Transfers and Purchases for a full 6 months.
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more.
  • Up to 1% unlimited Cashback Bonus on all other purchases automatically.
  • Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners.
  • Instant Response within 60 seconds.
  • No Annual Fee.
More Info
Introrate (purchases)
0.00%(6 Months)*
APR (purchases)
as low as11.99%(variable)*
Annual fee
$0.00 *

Discover® More® Card - Sealife Collection

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  • 0% APR on Balance Transfers and Purchases for a full 6 months.
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more.
  • Up to 1% unlimited Cashback Bonus on all other purchases automatically.
  • Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners.
  • Instant Response within 60 seconds.
  • No Annual Fee.
More Info
Introrate (purchases)
0.00%(6 Months)*
APR (purchases)
as low as11.99%(variable)*
Annual fee
$0.00 *

Discover® More® Card - Wildlife Collection

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  • 0% APR on Balance Transfers and Purchases for a full 6 months.
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more.
  • Up to 1% unlimited Cashback Bonus on all other purchases automatically.
  • Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners.
  • Instant Response within 60 seconds.
  • No Annual Fee.
More Info
Introrate (purchases)
0.00%(6 Months)*
APR (purchases)
as low as11.99%(variable)*
Annual fee
$0.00 *

Escape by Discover® Card

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  • 25,000 Bonus Miles - 1,000 Miles each month you make a purchase the first 25 months.
  • Unlimited Double Miles on all purchases.
  • Book any travel, anytime with no blackout dates or restrictions.
  • 2 additional Miles for every $1 you spend through ShopDiscover, our exclusive online shopping site.
  • Enhanced travel benefits.
  • Redeem for travel credits to your account, gift cards from any of our 90 brand-name Partners or cash starting at just 1,000 Miles.
  • $60 Annual Fee.
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Introrate (purchases)
0.00%(6 Months)*
APR (purchases)
as low as11.99%(variable)*
Annual fee
$60.00 *

Miles by Discover® Card

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  • 12,000 Bonus Miles - 1,000 Miles each month you make a purchase for the first 12 months.
  • Double Miles on up to $3,000 in travel and restaurant purchases each year.
  • Book any travel, anytime with no blackout dates or restrictions.
  • 1 Mile for every $1 on all your other purchases.
  • Unlimited Miles that never expire.
  • No Annual Fee.
  • Redeem for travel credits to your account, gift cards from any of our 90 brand-name Partners or cash starting at just 1,000 Miles.
More Info
Introrate (purchases)
0.00%(6 Months)*
APR (purchases)
as low as11.99%(variable)*
Annual fee
$0.00 *

Discover® More®Card - $50 Cashback Bonus®

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  • 0% APR on Balance Transfers for a FULL 12 months.
  • 0% APR on Purchases for a FULL 6 months.
  • Get $50 Cashback Bonus after your first $599 in purchases.
  • 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants and more.
  • Up to 1% unlimited Cashback Bonus on all other purchases automatically.
  • Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners.
  • Instant Response within 60 seconds.
  • No Annual Fee.
More Info
Introrate (purchases)
0.00%(6 Months)*
APR (purchases)
as low as12.99%(variable)*
Annual fee
$0.00 *
* Please see the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the terms and conditions on the credit card issuer´s official website.