0% APR Credit Cards

You can receive an introductory rate of 0% APR on many credit cards. These introductory rates can be valid for either purchases, balance transfers, or both. You are guaranteed to pay absolutely no interest for the duration of the intro period, as long as you make your minimum payments on time every credit card statement. 0% introductory rates are available for up to 15 months. Compare 0% APR credit cards and find the credit card that is right for you.

IberiaBank Visa ® Select Card

Introductory Rate of 0.00% for 12 months from date opened, on Purchases. (If there is an interest charge, the charge will be no less then $1.00). This rate will not change during the introductory period.
Low Introductory APR on Balance Transfers of 1.99% for the first 12 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Low Ongoing Variable Rate APR after introductory period of 7.50% (Prime + 4.25%). This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less then $1.00).
Online access to credit card account information.

Introrate (purchases)

0.00%(12 Months)*

APR (purchases)

7.50%(variable)*

Annual fee

$35.00 *

Escape by Discover® Card

25,000 Bonus Miles - 1,000 Bonus Miles each month you make a purchase for your first 25 months.
Unlimited Double Miles on all purchases.
An additional 2 Miles for every $1 you spend through our exclusive online shopping site, ShopDiscover.
Flexible redemption options for travel, gift cards, or cash.
Enhanced travel benefits.
0% intro APR on Balance Transfers and Purchases for 6 months, then the Regular APR.

Introrate (purchases)

0.00%(6 Months)*

APR (purchases)

10.99% - 16.99% *

Annual fee

$60.00 *

Miles by Discover® Card

12,000 Bonus Miles - 1,000 Bonus Miles each month you make a purchase for your first year.
Double Miles on your first $3,000 in travel and restaurant purchases each year.
Double Miles through our exclusive online shopping site.
One Mile for every dollar on all other purchases.
Flexible redemption options for travel, gift cards, or cash.
0% intro APR on balance transfers and purchases for 6 months, then the Regular APR.

Introrate (purchases)

0.00%(6 Months)*

APR (purchases)

10.99% - 16.99% *

Annual fee

$0.00 *

Discover® More Card

0% intro APR on balance transfers for a full 15 months, then the Regular APR.
0% intro APR on purchases for a full 6 months, then the Regular APR.
5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more.
Up to 1% unlimited Cashback Bonus on all other purchases.
No Annual Fee.

Introrate (purchases)

0.00%(6 Months)*

APR (purchases)

11.99% - 20.99% *

Annual fee

$0.00 *

Discover® More Card - $75 Cashback Bonus

0% intro APR on balance transfers for a full 12 months, then the Regular APR.
0% intro APR on purchases for a full 6 months, then the Regular APR.
Get $75 Cashback Bonus when you make $500 in purchases within 3 months.
5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more.
Up to 1% unlimited Cashback Bonus on all other purchases.
No Annual Fee.

Introrate (purchases)

0.00%(6 Months)*

APR (purchases)

11.99% - 20.99% *

Annual fee

$0.00 *

Discover® More Card- Black

0% intro APR on balance transfers for a full 12 months, then the Regular APR.
0% intro APR on purchases for a full 9 months, then the Regular APR.
5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more.
Up to 1% unlimited Cashback Bonus on all other purchases.
No Annual Fee.

Introrate (purchases)

0.00%(9 Months)*

APR (purchases)

11.99% - 20.99% *

Annual fee

$0.00 *

RaceTrac Platinum MasterCard®

Earn 3% Ongoing Rewards on RaceTrac Purchases.
Earn 1% on all other purchases.
0% Introductory APR on Balance Transfers.
No Annual Fee.
Rewards earned during the first 60 days your account is opened will be increased to 10% on purchases at RaceTrac and RaceWay locations and 2% on all other purchases.

Introrate (purchases)

0.00%(6 Months)*

APR (purchases)

13.74%(variable)*

Annual fee

$0.00 *

Discover® Student Card - Monogram Collection

Built for actual exam-taking, power nap-loving students.
5% Cashback Bonus®* in categories that change like travel, department stores, gas, groceries, restaurants, and more means extra money for you, and extra toppings for your pizza.
5% to 20% Cashback Bonus at our exclusive (as in you need to be on the list) online shopping mall.
Up to 1% unlimited Cashback Bonus on everything else you buy - from textbooks to toothpaste, automatically.

Introrate (purchases)

0.00%(6 Months)*

APR (purchases)

13.99% - 20.99% *

Annual fee

$0.00 *

Discover® Student Clear Card

Built for actual exam-taking, power nap-loving students.
5% Cashback Bonus®* in categories that change like travel, department stores, gas, groceries, restaurants, and more means extra money for you, and extra toppings for your pizza.
5% to 20% Cashback Bonus at our exclusive (as in you need to be on the list) online shopping mall.
Up to 1% unlimited Cashback Bonus on everything else you buy - from textbooks to toothpaste, automatically.

Introrate (purchases)

0.00%(6 Months)*

APR (purchases)

13.99% - 20.99% *

Annual fee

$0.00 *

Discover® Student More Card

Built for actual exam-taking, power nap-loving students.
5% Cashback Bonus®* in categories that change like travel, department stores, gas, groceries, restaurants, and more means extra money for you, and extra toppings for your pizza.
5% to 20% Cashback Bonus at our exclusive (as in you need to be on the list) online shopping mall.
Up to 1% unlimited Cashback Bonus on everything else you buy - from textbooks to toothpaste, automatically.

Introrate (purchases)

0.00%(6 Months)*

APR (purchases)

13.99% - 20.99% *

Annual fee

$0.00 *

* Please see the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the terms and conditions on the credit card issuer´s official website.